My university is rolling out the awards for the California
DREAM Loan Program. I found some resources that I sent to our students
(below).
The landscape for school loans has changed significantly and
there is a national movement against students needing to take out so many
loans. The sociological context is the increased college fees coupled with
increased poverty and job instability for our students (and their familias). My financial aid friends
explain that having the opportunity to
take a loan, if needed, is important for some families. I agree. However, I
also remember when I went to college in 1989. I was not offered any loans.
Instead, as a low-income student, my financial aid package consisted of Pell
grants, work-study, and various forms of state aid. By 1993, I graduated with
no debt, which is not the case for many current graduates.
Free or debt-free college are exciting new social movements.
I hope these promising programs extend to ALL students who enroll in college
(e.g., undocumented students, formally incarcerated students) who currently
have far less opportunity for financial aid, employment, and other economic
support as they pursue their dreams of higher education.
Senate Bill No. 1210
Resources Related to
the California DREAM Loan Program
SB 1210 – Today’s Law
(as Amended)
CSUSM Resources
CBS News Story on the California
DREAM Loan Program
University of
California Information Page on Dream Loan
CSU Los Angeles –
Information Page on Dream Loan
Critique of Debt from
College Student Loans
Time.com - Student
Loan Crisis
http://time.com/money/4168510/why-student-loan-crisis-is-worse-than-people-think/
Bankrate.com - Advice
on Deciding on Amount of School Loan
Compiled by Marisol Clark-Ibáñez (mibanez@csusm.edu); please alert me if
there are any problems with this information or accessing the links.
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