Friday, June 24, 2016

College Loans for Some Undocumented Students in CA

My university is rolling out the awards for the California DREAM Loan Program. I found some resources that I sent to our students (below). 

The landscape for school loans has changed significantly and there is a national movement against students needing to take out so many loans. The sociological context is the increased college fees coupled with increased poverty and job instability for our students (and their familias). My financial aid friends explain that having the opportunity to take a loan, if needed, is important for some families. I agree. However, I also remember when I went to college in 1989. I was not offered any loans. Instead, as a low-income student, my financial aid package consisted of Pell grants, work-study, and various forms of state aid. By 1993, I graduated with no debt, which is not the case for many current graduates. 

Free or debt-free college are exciting new social movements. I hope these promising programs extend to ALL students who enroll in college (e.g., undocumented students, formally incarcerated students) who currently have far less opportunity for financial aid, employment, and other economic support as they pursue their dreams of higher education. 



Senate Bill No. 1210
Resources Related to the California DREAM Loan Program

SB 1210 – Today’s Law (as Amended)

CSUSM Resources

CBS News Story on the California DREAM Loan Program

University of California Information Page on Dream Loan

CSU Los Angeles – Information Page on Dream Loan

Critique of Debt from College Student Loans

Time.com - Student Loan Crisis 
http://time.com/money/4168510/why-student-loan-crisis-is-worse-than-people-think/

Bankrate.com - Advice on Deciding on Amount of School Loan


Compiled by Marisol Clark-Ibáñez (mibanez@csusm.edu); please alert me if there are any problems with this information or accessing the links.


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